Privacy Policy
Effective date: August 1, 2026
Last updated: August 1, 2026
This Privacy Policy describes how ClearMetric LLC, a Texas limited liability company doing business as VeriFunding( "VeriFunding," "we," "us," or "our"), collects, uses, shares, and protects information.
This policy applies to verifunding.com, apply.verifunding.com, any subdomain or application we operate, and information you send us by email, phone, text message, or document upload (together, the "Services").
1. Who we are
VeriFunding is a commercial finance brokerage operated by ClearMetric LLC. We arrange equipment financing and invoice factoring for business borrowers through independent third-party funding partners.
VeriFunding is not a lender or a factor. We do not make credit decisions, approve or decline financing, set pricing, or fund transactions. Financing is provided by funding partners subject to their own underwriting, agreements, and privacy practices.
2. Scope and eligibility
The Services are for business use only and are offered only in the United States.
We do not arrange consumer, personal, household, or residential mortgage financing. We do not knowingly collect information from anyone under 18. Do not submit information through the Services if you are outside the United States, if you are seeking financing for personal or household purposes, or if you are under 18.
Information about a business, including a sole proprietorship, may include information that identifies an individual owner or guarantor. This policy covers that information.
3. Information we collect
Information you provide. When you start a request, create an account, upload a document, or contact us, we may collect:
- Business information, including legal name, DBA, entity type, EIN, formation state and date, address, industry, time in business, revenue, and details of the transaction you are seeking
- Owner, principal, and guarantor information, including name, ownership percentage, title, business email, phone number, home address, date of birth, Social Security number, and credit self-assessment
- Financial information, including bank statements, financial statements, tax returns, accounts receivable and payable agings, customer lists, invoices, purchase orders, and equipment quotes
- Documents and correspondence you send us, including files uploaded to our portal and messages sent by email or text
- Account credentials and sign-in links associated with your request
Information from partners and referral sources. Equipment dealers, vendors, referral partners, and other brokers may submit information about you and your business to us in connection with a transaction. We treat that information under this policy.
Information from third-party and public sources. In connection with a request, we may obtain information from consumer and commercial credit reporting agencies, sanctions and watchlist screening sources including OFAC, federal and state motor carrier records including FMCSA, secretary of state business registries, UCC filing records, court and lien records, and commercial data providers.
Information collected automatically. When you use our websites, we and our service providers may collect device and usage information, including IP address, browser type, pages viewed, referring URL, and timestamps, through cookies and similar technologies. See Section 11.
Information we did not ask for. Please do not send us information we have not requested, including health information, biometric data, or information about individuals who are not party to the transaction.
4. How we use information
We use information to:
- Evaluate a request and assess likely product and funder fit
- Verify identity, business existence, authority, ownership, and eligibility
- Screen against sanctions, watchlists, fraud indicators, and public records
- Prepare and transmit a submission package to funding partners you authorize
- Communicate with you about a request, including status, document requests, and offers
- Administer accounts, sign-in links, and the portal
- Calculate and document compensation payable to us by funding partners and to referral partners by us
- Maintain records of decisions, submissions, funding, and compensation for audit, regulatory, and dispute purposes
- Improve the Services, including analyzing aggregated or de-identified data
- Market our services to businesses, subject to Section 10
- Comply with law, respond to legal process, enforce our agreements, and establish or defend legal claims
5. How we share information
Funding partners. With your authorization, we share your information with independent funding partners, and with correspondent or co-brokering intermediaries where a partner requires one, so that they can evaluate and underwrite your request. We select which partners receive a submission. We do not publish or disclose our funder panel.
Once information is transmitted to a funding partner with your authorization, that partner controls the information as an independent party and handles it under its own privacy policy and agreements. We do not control and are not responsible for a funding partner's use, retention, or disclosure of information.
Referral partners and vendors. Where a dealer, vendor, or referral partner originated your request, we may confirm status and outcome with them to the extent necessary to administer the referral relationship.
Service providers. We use third parties to operate the Services, including hosting, database, email, document storage, electronic signature, identity and business verification, credit and public records data, analytics, and payment and accounting providers. They may process information on our behalf under contractual restrictions.
Professional advisors and insurers. We may share information with our attorneys, accountants, auditors, and insurers.
Legal and compliance. We may disclose information where we believe disclosure is required or permitted by law, subpoena, court order, regulatory request, or law enforcement inquiry, or where necessary to investigate fraud, enforce our agreements, or protect our rights, property, or safety.
Business transfer. If we are involved in a merger, acquisition, financing, reorganization, or sale of assets, information may be transferred as part of that transaction.
6. What we do not do
We do not sell personal information for money.
We do not charge borrowers a fee, and we do not condition access to funding partners on payment.
We do not use your financial statements, customer lists, or receivables data to compete with you or to solicit your customers.
7. Credit reports and authorization
Starting or saving a request does not authorize a credit inquiry.
If your request moves toward a specific funding partner, we will provide that partner's authorization form and document list. Credit reports are obtained only after you sign that authorization.
Whether an inquiry is reported as a soft inquiry or a hard inquiry is determined by the funding partner and the credit reporting agency. We will tell you what we understand a partner's practice to be before you authorize it. We do not control how an inquiry is reported and do not guarantee that any particular inquiry will not affect a credit score.
Credit decisions are made by funding partners. Notices required under the Equal Credit Opportunity Act, the Fair Credit Reporting Act, or other applicable law in connection with a credit decision are the responsibility of the party that makes the decision. If you believe you did not receive a notice you were entitled to, contact us and we will identify the funding partner that reviewed your request.
8. If you submit information about another person
If you submit information about an owner, guarantor, principal, employee, customer, account debtor, or any other individual, you represent that you have the authority to do so and have obtained any consent required by law. You are responsible for the accuracy of information you submit and for notifying that individual that the information has been shared with us and may be shared with funding partners.
9. Accuracy
You are responsible for the accuracy and completeness of the information you submit. Funding partners rely on it. Submitting inaccurate or falsified information may result in a request being declined, a transaction being unwound, and referral to the appropriate authorities.
10. Communications and consent
Email. We send transactional email about your request, including sign-in links, document requests, and status updates. You cannot opt out of transactional email while a request is active. You can opt out of marketing email using the unsubscribe link in any marketing message or by emailing us.
Phone and text. By providing a phone number and submitting a request, you consent to receive calls and text messages from us at that number regarding your request, including calls placed and messages sent using automated technology. Consent is not a condition of any financing. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages and HELP for help. Opting out of text messages does not opt you out of email or of calls necessary to service an active request.
Business outreach. We contact businesses, including equipment dealers, vendors, carriers, and brokers, using business contact information obtained from public records, industry sources, and commercial data providers. You can opt out of that outreach by replying to any message or emailing us.
Recording. We may record or retain the content of calls, text messages, and emails for quality, training, and recordkeeping purposes where permitted by law.
11. Cookies and similar technologies
We and our service providers use cookies and similar technologies that are necessary to operate the Services, keep you signed in, remember your session, secure the portal, and measure site performance and traffic sources. Where we use third-party analytics or hosting providers, those providers may collect device and usage information under their own privacy policies.
Most browsers let you refuse or delete cookies. Some parts of the Services may not function properly if you do. We do not currently respond to browser Do Not Track signals. Where required by applicable state law, we honor recognized opt-out preference signals such as Global Privacy Control.
12. How long we keep information
We keep information for as long as needed to provide the Services and then as long as necessary to meet our legal, contractual, tax, audit, and recordkeeping obligations and to establish or defend legal claims.
Because we are compensated by funding partners on closed transactions and may be subject to clawback, chargeback, audit, and non-circumvention obligations, we retain deal records, decision records, compensation records, and related correspondence for the longer of the applicable statute of limitations or the period required by our agreements with funding partners.
Where a request does not proceed, we retain a limited record of the request and its outcome for the same purposes.
13. Security
We maintain administrative, technical, and physical safeguards designed to protect information, including access controls, multi-factor authentication on internal systems, encryption in transit, and role-based access to deal records.
No method of transmission or storage is completely secure, and we cannot guarantee absolute security. Please use our portal rather than unencrypted email to send financial statements, tax returns, bank statements, or documents containing a Social Security number. If you send those documents by email, you do so at your own risk.
If you believe your account or a sign-in link has been compromised, contact us immediately at the address in Section 18.
If a breach of security affecting your information occurs, we will provide notice as and when required by applicable law.
14. Your choices and privacy rights
Depending on where you live and the law that applies, you may have the right to:
- Confirm whether we process personal data about you and access that data
- Obtain a copy of that data in a portable format
- Correct inaccuracies
- Request deletion
- Opt out of targeted advertising, sale of personal data, or profiling that produces legal or similarly significant effects
- Appeal a decision we make about a request
To exercise a right, email us at the address in Section 18 with the subject line "Privacy Request." We will verify your identity and your authority to make the request before acting on it. We will respond within the time required by applicable law. An authorized agent may submit a request on your behalf with proof of authorization.
We do not discriminate against anyone for exercising a privacy right.
Limits on deletion.We may decline a deletion request, in whole or in part, where we are required or permitted by law to retain information, including to complete a transaction you requested, comply with legal or regulatory obligations, maintain records required by funding partner agreements, detect or prevent fraud, or establish, exercise, or defend legal claims. Once information has been transmitted to a funding partner with your authorization, that partner's retention practices apply and a deletion request to us does not delete it from the partner's systems. Contact the partner directly.
Appeals.If we decline a request, you may appeal by replying to our response with the word "Appeal." We will respond in writing within the time required by applicable law. If we deny the appeal, you may contact your state attorney general. Texas residents may contact the Office of the Texas Attorney General.
15. Financial privacy notices
Where a transaction is subject to the Gramm-Leach-Bliley Act or a comparable state financial privacy law, the funding partner providing the financing is responsible for delivering the privacy notice required in connection with that financing. This policy is not a substitute for that notice.
16. Third-party sites
The Services may link to third-party websites, including funding partner portals and application forms. We do not control those sites and are not responsible for their content, security, or privacy practices. Review the privacy policy of any site before submitting information to it.
17. Changes to this policy
We may update this policy at any time. We will post the updated policy with a revised effective date. Material changes will be identified. Your continued use of the Services after the effective date constitutes acceptance of the updated policy.
18. Contact
ClearMetric LLC dba VeriFunding
Email:
Phone:
19. Governing law
This policy is governed by the laws of the State of Texas, without regard to its conflict of laws rules, except where the law of your state of residence governs a privacy right described in Section 14. Any dispute arising out of this policy is subject to the venue and dispute resolution provisions of our Terms of Use.
© 2026 ClearMetric LLC dba VeriFunding. All rights reserved.