Equipment financing · Invoice factoring
Equipment financing and invoice factoring for growing businesses.
The equipment you need, or the cash flow you are waiting on. Tell us what you are trying to do and we will look at who can help.
Flexible financing and faster payments built for the way your business works.
Financing amount
$10,000–$5 million
Credit profile
Strong to challenged
Time in business
Startups considered
No credit pulled to start
No documents to begin
No obligation to continue
For business use only
What we can help with.
Buying equipment
Excavators, loaders, shop and production equipment, and other non-titled business assets. New or used, from a dealer or a private seller. Loans and leases depending on how you want to own it.
Waiting on invoices
Get paid on work you have already completed instead of waiting sixty days. Freight, staffing, contracting, manufacturing, and supply.
Nothing happens to your credit until you say so.
You should not have to hand over documents or credit access just to find out whether something is worth pursuing.
First
Tell us what you need
Your business, what you are financing, and roughly how much. A few minutes. We look at it against our funding partners and come back to you with what we are seeing and what would happen next.
Only if you want to continue
Documents and authorization
Once we know which funding partner we are working toward, you get their document list and a credit authorization to sign. Only then does anything go to a funder.
Your first deal should not be your last.
Most businesses come back. Another machine, a larger shop package, a second crew. When you do, you are not explaining yourself to a stranger again.
We already know your business
Your file stays with us. Next time you are not starting over with the same questions and the same paperwork.
You get a person, not a queue
The same point of contact who handled your last deal, who already knows how your business runs.
We are straight with you
If we do not think we can help, we say so early. A quick honest answer is worth more than being kept waiting.
Where we stop.
We would rather tell you this now than after you have spent a week on it.
Business use only
We do not arrange personal, household, or home secured financing.
No cash advances
We do not offer merchant cash advances or sales based financing, and we will not stack a position on one.
Who decides
Funding partners approve, price, and fund. We are not a lender and we do not make credit decisions or guarantee an outcome.
How we are paid
Funding partners pay us when a deal closes. You are never charged a fee at any stage.
Tell us what you are trying to do.
A few questions is enough to start. Nothing that touches your credit.
Common questions
Is a credit pull required to start?
No. Starting a request does not authorize a credit pull. Credit authorization is a separate step you sign only if you choose to continue with a funding partner.
What kinds of financing does VeriFunding arrange?
VeriFunding is a commercial financing referral service for equipment financing and invoice factoring, including staffing and manufacturing receivables. VeriFunding is not a lender and does not make credit decisions.
Do borrowers pay VeriFunding a fee?
No. Funding partners pay VeriFunding when a deal closes. Borrowers are never charged a fee at any stage of the referral process.
What credit profiles and business ages are considered?
Programs range from strong credit to challenged profiles, including thin files and past bankruptcies where a partner will consider them. Some programs work with startups and brand-new operations.